Options When Buying Online

Credit cards can be a useful tool - but like many tools they can be dangerous if not handled with care. Shopping online usually means using a credit card, but that may not always be the best or desired option, as this article outlines.
Before we get to the good options, let's discuss an obvious but very bad one: your ATM card. Sure, it has a 16-digit number and can be used as a credit card. But it's a debit card, with the money coming out of your bank account immediately with each charge. If a thief gets your number, he or she could empty your account before you know what happened. Not so with a real credit card, where you pay nothing until you see the monthly bill and can challenge suspicious charges.

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