Get Your *Really Free* Annual Credit Report

Since the Fair and Accurate Credit Transactions Act (FACT Act) was signed into law back in 2013, U.S consumers have the right to an annual free copy of their credit report from each of the major credit reporting companies - Equifax, Trans Union and Experian.

You can request your free report online at - that's the official site to do so, be cautious using other advertised sites.

One other credit reporting company is Innovis, who does not participate in the site. However, you can get a free credit report once yearly from Innovis at

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